What we offer

Boutique Insurance Brokers is the name that gives you peace of mind that you and
your assets are protected and in safe hands

Read more on our services below by clicking on the tabs


We understand that just as each individual is unique, so are their personal insurance needs. Our tailored Personal Insurance products mean we are able to assist you in protecting & replacing your hard-earned assets.

Personal Insurance Products

  • Buildings
  • Home Contents
  • All Risk Items Specified and Unspecified anywhere in the world
  • Motor
  • Pleasure Craft
  • Pets
  • Liabilities and more


Peace of mind knowing that your business assets are correctly insured and that liabilities to third parties are covered should anything go wrong; bodily injury, illness, death or damages to property. Regardless of the size of your business, we will recommend Commercial Insurance solutions that are suited to your company’s needs and budget. We strive to provide the product that is best suited to your needs and cater for traditional as well as new and futuristic risks.


Commercial Insurance Products

  • Buildings
  • Business Interruption
  • Business All Risk
  • Electronic Equipment
  • Fidelity Guarantee
  • Goods in Transit
  • Machinery Breakdown
  • Accidental Damage
  • Motor Vehicles
  • Theft
  • Liabilities (Broadform) and More..

Contractors & Plant

This cover is designed to replace, repair or reinstate contracts which are underway in the engineering and construction market. Plant and yellow metal is offered on an “All-Risk” basis and is available for replacement under market value, new replacement value or agreed value.


Contractors & Plant Insurance Products:

  • Contractors All Risk
  • Contractors Liabilities
  • Testing and Commissioning
  • Surrounding Property
  • Subcontractors
  • Temporary Storage
  • Various Construction Guarantees
  • Plant hired in and out
  • Plant hire costs following a claim and More..

Heavy Commercial Vehicles & Logistical Sector

The Transport and Logistics Sector operate around the clock and we understand the potential risks involved in this highly challenging sector. Regardless of the fleet size we have the expertise to manage all your insurance needs.


We can assist our clients with the sourcing of market leading fleet management systems combined with solutions to implement the usage of a software application whereby all paper-based inspections are converted to a digitised environment for improved risk management; inspections on the fleet will be visible on a dashboard notifying all stakeholders of any failed inspections, be that for the fleet or maintenance carried out by mechanics.


Your business may also be in a position to incorporate Contingency Policies utilised by companies to build capacity to absorb risk and reduce total cost of risk cover (conventional insurance spend) over time. Tailor-made solutions are available to incorporate aggregate excesses and deposit premium/burning cost options. We deal with insurers that incorporate Driver behavior, Vehicle safety , Fleet Management Efficiencies and Rewards for driving well.


Logistics & Tracking Insurance Products:

  • Commercial Vehicle Insurance
  • Goods in Transit
  • Self-Funding Risk Insurance
  • Liabilities
  • Marine
  • Stock Throughput
  • Environment Impairment Liability
  • Tracking Software Solutions and more.

Professional Indemnity

Any individual, company, organisation or entity providing a professional service is exposed to litigation if a third-party suffers a loss as a result of negligence. Professional services can be broadly defined as those requiring specialist skills that include, but are not limited to: legal & financial advice, design, consulting services.

Without Professional Indemnity insurance occurrences of negligence, incorrect advice, violation of good faith, misrepresentation or breach of professional duty could damage the company’s reputation. Boutique Insurance Brokers will source the most comprehensive policy from specialist Insurers in the market to ensure your Professional Indemnity is taken care of.


Professional Services requiring this cover (including, but not limited to):

  • Legal environment (attorneys/advocates/legal services)
  • Built environment (consulting engineers, architects, QS, LS, project managers, developers, contractors),
  • Financial environment (accountants, auditors, actuaries) and more

Directors & Officers Liability

When things go wrong for a company Director or Officer they may become personally liable for negative repercussions from their decisions and actions. The Companies Act imposes personal liability for breach of duty, which means anyone can sue a company director or officer in their personal capacity for actual or alleged breach of fiduciary duties.


The directors of a company carry enormous responsibility as the leaders of the business, they are expected to make informed decisions and to carry out their fiduciary duties with due care and diligence, any failure to fulfill these responsibilities could result in litigation in their personal capacity.


The insurers we deal with have the experience in handling long-tail, complex claims effectively. Boutique Insurance Brokers will source the most comprehensive policy from specialist Insurers to ensure your Directors and Officers Liability is taken care of.

Cyber Insurance

Cyber-crime has dramatically increased in occurrence and severity on businesses regardless of size. Company data compromised due to a cyber attack can have devastating impact on a business. The Cyber policy is designed to cover the resultant costs and damages from a privacy breach or a network security breach.


There are 3 core elements to Cyber Insurance Policies:

  1. Incident Response (Investigation, Response & Restoration)
  2. Financial Impact (Loss of Net Profit, Ransom & Theft of funds)
  3. Liability cover in the event of been sued. (Legal Cost, Damages & Settlements)

The cause of the data breach, how to contain the breach and get the business operational again. Businesses are also entitled to legal advice on how to respond, what to do from a Regulatory standpoint and PR/Reputational management to minimize potential reputational damage.

Boutique Insurance Brokers will source the most comprehensive policy from specialist Insurers in the market to ensure your Cyber Liability is taken care of.

Value Added products

  • Excess Buy Down
  • Credit shortfall
  • Identify Theft
  • Motor Warranties
  • Service Plans
  • Vehicle Tracking units (Fleet Management & Dashcams) and more.

Travel Insurance 

Which travel insurance is right for you:

  • Leisure
  • Business
  • Groups
  • Emigrating
  • Local South Africa

For more information, click here 

Our aim is to protect your assets, cash flow, business, and you against any potential threats and liabilities.

At Boutique Insurance Brokers we’re looking forward to building both personal and business relationships around all your insurance needs! So, let’s start with yours.